Did the receipt from your latest trip to the grocery store make you cringe? Although necessary to a budget, food expenses can be cumbersome. If you’re looking to save some dough the next time you’re in the checkout lane, here are a few tips to make your next trip to the store a success.
Be a Coupon Clipper
You don’t have to buy industrial shelving or 30 copies of the Sunday paper to clip coupons. While the initial savings may seem small, they add up over time. Browse the coupon inserts for items you purchase frequently, and use online coupon sites to find even more savings. Avoid over-clipping for things you don’t really need – you don’t have to buy something just because you have a coupon.
To maximize savings, match up your coupons with weekly sales at the grocery store. You should receive grocery circulars along with the coupon inserts, so matching is usually quite easy. Make sure to write a note on your grocery list so you don’t forget to hand over those coupons!
Make a Meal Plan
Creating a meal plan for your family will save you money and time at the grocery store. Write out your meals ahead of time, including any packed lunches or snacks, and then itemize each ingredient you’ll need to pick up. This gives you a clear plan for your shopping trip and prevents you from purchasing something you already have or don’t need. This strategy also keeps you from making impulse purchases, as long as you resign yourself to only buying what’s on the list.
When creating your plan, consider what’s on sale for the week. If a certain ingredient is priced at a bargain, consider a few ways you could incorporate it into your meals, and then stock up.
Stick to the Budget
It’s easy to pick up things you don’t need at the grocery store, especially because they’re designed for just that. The product displays, checkout lanes, and even the store layout as a whole are carefully crafted to encourage you to buy more. You can fight back, however, by giving yourself a strict budget and shopping with a purpose.
Instead of using your credit card at the store, take an envelope of cash with only the amount you need for the items on your list. This way, you won’t be able to find “wiggle room” for that candy bar at the checkout – you’ll just have to put it back. It can be tough to get used to, but your wallet (and waistline!) will thank you.
Whether you’re planning for a family of four or just yourself, organizing your grocery bill can take a big strain off of your budget. Use these tips to make the most of your money and get the best bang for your buck!
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